** Assumable VA Loan at 3.25% rate considered for Qualified Buyers **Beautiful 4-Bedroom, 3-Bath Home in Ventura!Welcome to 705 Nocumi St, a spacious and modern home featuring a thoughtfully designed open-concept floor plan. The living room is bright and inviting, with abundant natural light, a cozy fireplace, and direct access to a large, private fenced-in patio--ideal for indoor-outdoor living. The kitchen offers a breakfast bar, a pantry, and plenty of cabinet space, perfect for both daily cooking and entertaining.All four bedrooms are located upstairs, providing separation from the main living areas. The primary suite is a standout, featuring a large walk-in closet and an en-suite bathroom with a double sink vanity and a dedicated makeup area. Central air conditioning and heating keep the home comfortable year-round. The attached two-car garage includes washer/dryer hookups and offers direct access to the home, adding convenience to your everyday life.This home is situated within a well-maintained community offering several HOA amenities, including a pool, in-ground spa, clubhouse, and workout room. The HOA also covers water, sewer, and trash utilities, making for an easy, worry-free living experience.Prime Ventura Location!In addition to the many features of the home, the location is ideal for those who love the outdoors and the vibrant Ventura lifestyle. The property is just minutes from Downtown Ventura, where you'll find local shops, dining, and entertainment options. The Ventura Harbor is nearby, offering beautiful waterfront views, restaurants, and boating activities.Nature lovers will appreciate the proximity to the Ojai-Ventura Bike Trail, which provides a scenic route for cyclists, runners, and walkers, connecting the coastal paths to the charming town of Ojai. Arroyo Verde Park, known for its hiking trails and panoramic views, is also nearby. Just a short drive away, Casitas Lake offers opportunities for fishing, kayaking, and outdoor picnics, making it perfect for weekend getaways.For beach enthusiasts, Ventura's famous beaches are close by, providing ample opportunities for surfing, paddleboarding, or simply relaxing on the shore. With Highway 101 just minutes away, you'll have quick and easy access to nearby cities and destinations like Santa Barbara.Moderate-Income Households (110%AMI) Income Requirements apply. Max income for family of 1-$96,700: 2-$110,550: 3-$124,350: 4-$138,150: 5-$149,200: 6-$160,25