FHA/VA approved. Welcome home to your top-floor studio gem in the sought-after Palermo building in sunny and vibrant San Diego! Just a stroll away from Little Italy, this immaculate condo features vaulted ceilings, in-unit washer/dryer, and central air conditioning for year-round comfort. The building boasts low HOA dues and a range of amenities, including a recently renovated pool and BBQ area, a large fitness center, large shared kitchen/dining area for your gatherings, and multiple work-from-home spaces. Residents enjoy secure gated parking, rare guest parking, and proximity to Little Italy, local market, quaint coffee shops, top tier restaurants like Crudo, the farmer's market, and Waterfront Park. Catch a baseball game at Petco park or a concert at Rady Shell! Ask about FHA/VA. No stairs! Top Features of this property: 1. Location, proximity to restaurants, farmers market, Little Italy Dog park and more! 2. Top 6th floor site means up to 14ft Vaulted ceilings 3. Cool AC in the summer. 4. Washer-Dryer in Unit 5. $431/mo among the lowest HOA dues in downtown and a well-maintained building with on-site manager 6. (1) Secure, gated parking spot 7. Multiple work/study at home options with ample common areas 8. Renovated pool/BBQ area 9. Mid-size development of 230 units 10. Priced at $459K! 11. Elevator access and No stairs in unit! 12. Guest parking offered, a rare feature!