Buyers have a rare opportunity to take advantage of two attractive financing options: assume the seller’s current low mortgage rate of 3.125%, or benefit from a seller-offered rate buy-down—2% lower the first year and 1% lower the second year. This exceptional single-story home in the prestigious Stonebridge community of Scripps Ranch has been meticulously renovated with over half a million dollars in premium upgrades. Designed with contemporary elegance and energy efficiency in mind, the home features smart home technology for effortless control of lighting, climate, and security systems. The gourmet kitchen is a chef’s dream, showcasing custom cabinetry, natural stone countertops, a large waterfall island, and top-of-the-line stainless steel appliances. A state-of-the-art solar system and energy-saving features throughout the home add to its sustainability and value. Set on an expansive 27,000+ sq ft lot, the property offers a private pool, serene canyon views, and beautifully landscaped outdoor living spaces ideal for entertaining or unwinding. Nestled in a quiet, upscale neighborhood yet conveniently close to Costco, shopping, dining, and major highways, this home perfectly balances luxury, comfort, and everyday convenience.