Refined North Napa Living – No Bank Needed to Own – Any credit welcome – Owner will finance! Elegance meets opportunity in this spacious North Springwood Estates residence, nestled in a serene, well-established neighborhood free of overhead power lines. Thoughtfully designed for comfortable living and effortless entertaining, the home features flowing laminate floors throughout the entry, formal living and dining rooms, kitchen, and family room. The kitchen is appointed with solid oak cabinetry, a generous pantry, matching appliances, and a sunlit breakfast nook. The adjacent family room offers a gas stove, wet bar, and seamless access to the expansive covered deck and terraced backyard — complete with a brick patio and in-ground sprinklers, ideal for outdoor gatherings or lush gardens. Upstairs, the primary suite is a tranquil retreat with dual closets, an en-suite bath, and wall-mounted TV. Three additional oversized bedrooms and a full bath offer ample space for family or guests. Additional features include a two-car garage with laundry, workbench, abundant storage, and a pet door to the fenced yard. A rare chance to own in North Napa.