This stunning tri-level home, built in 2018, offers modern elegance and ample space with 5 spacious bedrooms and 4 full bathrooms in 2833 sq ft of thoughtfully designed living space. The first level boasts beautiful hardwood floors, a bedroom with en suite full bath, and an open-concept layout that flows seamlessly from the upgraded kitchen to the living area. The kitchen features a large quartz island, stylish backsplash, and abundant cabinetry. A double sliding door leads to a low-maintenance concrete side yard with pet-friendly artificial grass, perfect for relaxing, entertaining, or a family barbecue. Natural light floods the home, enhanced by plantation shutters throughout every level and room. The second level includes another bedroom and en suite full bath with double vanity, a tiled laundry room with cabinets and clothes hanging rod, a large versatile loft, and a luxurious main suite. The main bedroom is a true haven, complemented by a spa-like bathroom with high-end flooring and finishes. The third level features two generous sized bedrooms connected by a Jack-and-Jill bathroom, providing a cozy yet functional space, perfect for guests or multi-generational living. Additional highlights include a 2-car garage with six built-in overhead storage racks and a large floor storage rack and a solar power system with battery back-up for energy efficiency. Ample windows with shutters provide a light, airy feel through every corner of the home or privacy when wanted. All bathrooms have quartz countertops, upgraded backsplashes, and porcelain-tiled floors. Ceiling fan connections are available in the main retreat, loft, and 3rd floor bedroom. In-wall TV cable tubes available in the great room, loft, and main bedroom. Situated in the highly desirable Otay Ranch neighborhood of Montecito, this home combines modern comfort with the perfect location. Don't miss your opportunity to make it yours!