VA / FHA buyers are welcome. Experience the perfect blend of charm and modern elegance in the sought-after Otay Ranch community! This corner unit is filled with southwestern sunlight and refreshing Pacific breezes, offering ample natural light and added privacy with fewer shared walls. Enjoy the contemporary open floor plan, featuring high ceilings and a beautifully designed kitchen complete with a spacious island, modern appliances, breakfast bar seating for four, a walk-in pantry, and plenty of cabinet and counter space. The seamless flow between the kitchen and living areas creates an inviting atmosphere ideal for entertaining. Nice large patio, for BBQ and entertainment, and a one-car garage (direct access). HOA amenities include a park, club house, BBQ area, pool and spa, gym, and tennis and basketball courts. Shopping, restaurants, top-rated schools, and freeway nearby. Whether you're a first-time buyer, VA, downsizing, or seeking an investment opportunity, this property offers an ideal combination of modern living for all, thus making it an exceptional place to live. Don't miss out!! Step outside to a private, fenced patio—a perfect spot for outdoor relaxation. The Village of Montecito, where this stunning home is located, embodies outdoor living with its lush landscaping, walking paths, multiple pools, parks, playgrounds, basketball and pickleball courts, clubhouse, fitness center, and nearby schools—all just a short walk away. With easy access to freeways, military bases, shopping, and dining, this neighborhood truly enhances the lifestyle of its residents. The thoughtfully designed layout encourages connection among neighbors, fostering a strong sense of community. Don’t miss the opportunity to call this exceptional residence your home! Reach out to us today and let’s make your dream home a reality!