No down payment is required if the buyer uses a USDA loan for which this home is eligible. And, the seller is offering to credit the buyer $10,000 for closing costs and/or rate buy down. This lovely home is move-in ready complete with two-tone paint, feature walls, a picture window and a wood burning stove in the fireplace. Windows have shade blocking blinds. There is a triple osmosis system with a whole house water softener and filter. The house is warm and cozy with an open feel. French doors lead to the covered patio and large back yard. Tile floors in the living room, kitchen and dining area make cleaning easy. A well-designed kitchen includes a refrigerator and 5 burner stove. A walk-in closet is the feature of the master bedroom and the master bath has a stunning walk-in shower. The leased solar payments are $192 per month and the solar has 20 panels with a peak output of 7.9 kWh.